Jan 09, 2025
How Account Aggregators Help Institutions Data Sharing
Discover how Account Aggregators enable secure, consent-driven financial data sharing, enhancing efficiency and compliance.
Read more →India's RBI-Compliant FIU Stack
Financial data that
drives smarter credit
Turn consented bank data into credit-ready insights. Unaport's Account Aggregator platform helps banks & NBFCs go live in 2 weeks — no tech team needed.
RBI Compliant FIU
ISO 27001 Certified
Go live in 2 weeks
No tech team needed
100% Account Aggregator Data Access
83+
Banks & NBFCs
9+
Insurance Companies
7+
Capital Markets Infra
2wk
Average Go-Live Time
Platform
India's Full-Stack
Account Aggregator Platform
One stack. End-to-end financial data intelligence for India's lending and credit ecosystem.
Instant Financial Insights
AI-powered analysis of consented bank data for smarter, faster credit decisions across lending workflows.
Core Feature
Banking Score
Unaport's proprietary credit signal built on live AA data. Decode real cashflows and boost approval confidence beyond bureau scores.
Exclusive
Web Application & API
Versatile access to financial data via dashboard or API. Integrate seamlessly with your existing lending stack.
Developer Ready
Consent Management
All consent-related transactions in one interface. Tracking and managing permissions completely effortless.
AA Compliance
Financial Insights & ML
Predictive analytics and ML algorithms that surface patterns, trends, and anomalies invisible to traditional methods.
AI Powered
Enterprise Security
ISO 27001-certified infrastructure. State-of-the-art encryption and consent-driven data access at every layer.
ISO 27001How It Works
Consent Workflow
Three simple steps from consent to credit-ready insights — fully automated and RBI compliant.
1
Raise the Consent
Initiate secure data access authorization within the Account Aggregator ecosystem. The user approves exactly what's shared.
2
Collect the Data
Securely gather users' financial information for streamlined sharing within the AA ecosystem — bank statements, transactions, balances.
3
Process the Data
Analyze and interpret financial information with AI — enabling informed credit decisions, risk assessment, and compliance reporting.
Services
Everything you need to
analyze financial data
Multi-Account Aggregator connectivity, real-time insights, and a user-friendly interface empowering financial institutions.
Consent Management
Consolidate all consent-related transactions into one convenient interface. Tracking and managing permissions becomes effortless, providing a seamless experience for users and institutions alike.
Financial Insights & ML
Unlock financial insights through machine learning. Advanced algorithms sift through vast amounts of financial data to identify patterns, trends, and anomalies that go unnoticed by traditional methods.
Data Management
Efficient data management is the cornerstone of modern enterprises. Our robust solution offers a comprehensive suite of tools to streamline every aspect of the data lifecycle.
Data Security & Compliance
Robust protocols protecting sensitive financial information, fully aligned with RBI guidelines and data protection norms. Enterprise-grade security from day one.
Testimonials
What financial institutions
say about us
“
Unaport.ai's Account Aggregator platform has transformed the way we access and analyze customer financial data. The seamless integration, secure data sharing, and compliance with RBI guidelines have significantly reduced our loan processing time. Our customers love the hassle-free experience, and we have seen a remarkable improvement in risk assessment and credit decisioning.
★★★★★
Rajesh SinghCEO — Financial Institutions Module (FIU)
“
The Bank Statement Analyzer by Unaport.ai has been a game-changer for our underwriting process. The automated income and expense analysis, fraud detection, and real-time insights have helped us make faster, more informed lending decisions. It has cut down our manual efforts by 70%, making the entire process efficient and accurate.
★★★★☆
Manish JainProduct Manager — Bank Statement Analyser
FAQ
Common
questions
Everything you need to know about Unaport's Account Aggregator platform.
Contact us →An Account Aggregator (AA) is an RBI-regulated framework that enables secure, consent-driven financial data sharing across banks and financial institutions in India. It allows users to share their financial data with lenders, insurers, and other FIUs — all with explicit consent.
Unaport.ai provides an automated bank statement analysis tool that extracts, processes, and generates AI-powered insights for lenders — including income verification, expense categorization, fraud detection, and creditworthiness signals.
Banking Score is Unaport's exclusive credit signal built on live Account Aggregator data. It decodes real cashflows to give lenders a data-driven view of borrower reliability, boosting approval confidence beyond traditional bureau scores.
Yes. Unaport operates as a fully RBI-compliant Financial Information User (FIU) within India's Account Aggregator ecosystem. We are also ISO/IEC 27001 certified for information security management.
Financial institutions can go live with Unaport's Account Aggregator FIU stack in as little as 2 weeks — with no dedicated tech team required. Our team handles onboarding, compliance, and integration support end-to-end.
Insights
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Aug 05, 2025
Account Aggregator is Digital Gold
Why verified financial data is the new competitive advantage — the true value of consented data.
Read more →Ready to go live
in two weeks?
Join 83+ banks and NBFCs using Unaport's Account Aggregator FIU stack to power faster, smarter lending decisions.
Or reach us: +91 98679 02913 · support@unacores.com